Whats the Difference Between Debt Reduction & Debt Settlement?

Debt Reduction with Debt Prosperity

Interest Reduction / Debt Reduction Services are for people who haven't fallen far behind in debt, but choose to save money every month, build and/or maintain a high credit score. Our average Debt Reduction Enrolled client obtained $2,000 Dollars of credit card debt but is still in good standings with creditors. Debt Prosperity gauarantee's to negotiate lower interest rates with your creditors and loan providers and save you money! Our program will help you get out of debt 4 to 5 times faster than trying to pay off the debt yourself. We are so confident that our program will help you save a minimum of $3000 during the term of your debt payoff and service agreement that we've Guaranteed our service! We will give you your money back and offer the program to you for free if we fail to show your guaranteed savings. The debt may be due to a credit card, student loan, or any other kind of unsecured debt. The tools and techniques we provide may be applied regardless of why the debt is present.

Debt Prosperity's Debt Reduction Program focuses on making a good situation better. With our Interest Reducing Debt Reduction Program, you keep all your cards. As long as you continue to make your payments on time your credit score should improve since your customized plan will improve your debt to income ratio faster. Another beauty of the program, as you will see, is that you will be better able to budget your monthly expenses.

Debt Settlement with Debt Prosperity

Debt Settlement Programs are for people living with unsecured debt amounts ranging from $8,000 +. Settling our clients debt is accomplished by paying off your unsecured debts in the least amount of time for the lowest amount of money, our average client is enrolled in our debt settlement program for 12-24 months, however various clients get out of debt in 4-7 months. Your Debt Amount and Budget are the 2 main time determing factors to take into consideration with regards to your program enrollment period.

Our financial consultants and debt counselors are trained to eliminate your credit cards beginning with the credit card that renders the highest interest rate. You will be responsible for paying one low monthly installment for all your debts to make it easier to keep track of your finances and settle debt. Your monthly installment / payment is determined after conducting a free budget analysis. Debt settlement reduces your debt with creditors through a mutually accepted settlement agreement. This agreement results in a reduced, significantly lower monthly payment.

There are several main benefits of debt settlement. First of all, debt settlement can help you avoid the long term pitfalls of bankruptcy. Secondly, it can reduce your total debt by 40-60%! Plus, in addition our debt settlement program can help reduce the annoying collection calls and other abusive collection practices that America faces everyday.

Debt Prosperity offers debt settlement and debt reduction programs, find out which credit card debt program is in your best interest, contact our company by calling toll free 1-877-288-7352.